GenoaPay is now available at PhotobookShop NZ!
Shop now, pay over 10 weekly payments.

GenoaPay is the easy way to shop now and pay later – with no interest, ever.

Spread the cost of your purchase over 10 weekly payments plus it’s free to sign up!

Choose GenoaPay
at the checkout

Choose GenoaPay as your payment option. There is no extra cost to you!.

Approval in

Set up your account and you will find out straight away if you’re approved.

Get it now.
10 weekly payments

Pay off your purchase in 10 easy payments. No interest. Ever.

New to GenoaPay? You’ll need the below:

Must be over 18 years old.
A NZ driver’s license or passport.
A credit/debit card (Visa or Mastercard)
A few minutes to sign up

Frequently Asked Questions:

How does it work?

GenoaPay is a buy now, pay later product where you can pay for your purchase in 10 weekly payments instead of all at once. There’s no interest, ever and no fees when you pay on time. Choose GenoaPay at the checkout to get what you want now. The first instalment will be charged when you checkout.

Who can use GenoaPay?

You need to be a temporary or permanent resident of Australia and be at least 18 years old. GenoaPay will complete an identification check, so have your ID handy (for example, a valid Australian driver’s licence or Australian passport). Have your Visa or Mastercard debit or credit card handy also, so that your future payments can be set up.

What’s the catch?

No catch! If approved, you can pay over 10 weekly payments, and you’ll only pay the purchase price over this period. Pay each instalment on time, and it won’t cost a cent more than the purchase price. If you miss a payment, a $10 late fee applies, but GenoaPay will send you a reminder to help keep you on track.

What can I buy on GenoaPay?

Shop to your heart’s content! There is a minimum purchase of $20, a maximum purchase of $1,000. Gift cards are excluded.

Which cards can I use to pay my weekly instalment?

GenoaPay accepts Visa and Mastercard debit and credit cards.

What will I see on my credit card or bank statement?

You will see GenoaPay on your statement for each weekly instalment.

Can I make more than one purchase using GenoaPay?

You can make purchases up to your approved GenoaPay limit. For example, if your limit is $500, you can place as many orders as you wish provided that it does not exceed this limit, and the minimum purchase is $20.

*Approved applicants only. Available for purchases between $20 and $1,000, subject to approved account limit. Late fees apply. Terms and conditions apply. Genoapay is a registered financial services provider FSP646749. Genoapay is provided by Latitude Innovation Holdings Limited