Frequently Asked Questions:

GenoaPay is a buy now, pay later product where you can pay for your purchase in 10 weekly payments instead of all at once. There’s no interest, ever and no fees when you pay on time. Choose GenoaPay at the checkout to get what you want now. The first instalment will be charged when you checkout.

You need to be a temporary or permanent resident of Australia and be at least 18 years old. GenoaPay will complete an identification check, so have your ID handy (for example, a valid Australian driver’s licence or Australian passport). Have your Visa or Mastercard debit or credit card handy also, so that your future payments can be set up.

No catch! If approved, you can pay over 10 weekly payments, and you’ll only pay the purchase price over this period. Pay each instalment on time, and it won’t cost a cent more than the purchase price. If you miss a payment, a $10 late fee applies, but GenoaPay will send you a reminder to help keep you on track.

Shop to your heart’s content! There is a minimum purchase of $20, a maximum purchase of $1,000. Gift cards are excluded.

GenoaPay accepts Visa and Mastercard debit and credit cards.

You will see GenoaPay on your statement for each weekly instalment.

You can make purchases up to your approved GenoaPay limit. For example, if your limit is $500, you can place as many orders as you wish provided that it does not exceed this limit, and the minimum purchase is $20.